Do You Need Electric Bike Insurance | E-Bike Questions

April 28, 2021
Do You Need Electric Bike Insurance E-Bike Questions
Hey, guys Dustin here, CEO of sixthreezero. Today, we're going to answer the question, do you need insurance for an electric bike? Stick around?

All right. So today we're going to answer the question, do you need insurance for an electric bike? But before I jump in, hit subscribe below, stay in touch with us at sixthreezero, and find out about everything we're doing here including our giveaways. We're doing them weekly, monthly. Hit subscribe so you can know about it. We're giving away e-bikes, bikes, and accessories.

All right, so let's answer the question, do I need insurance for an electric bike? Now, I'm going to try to talk about this as much as I can and specifically California because each state might be different. But as far as I know, if in any state, if it doesn't require a specific classification to drive an electric bike, if it's truly classified as a bicycle, which in California there are certain classes of electric bike, you don't need insurance. Now that doesn't mean you don't have to get insurance, but it's not required in order to drive it on the road to have insurance.

Now, this could be different state by state. I would recommend checking with your local laws and your DMV depending on how they classify electric bikes. If they're classified as a motor vehicle, which I believe some states do, then you may actually need insurance to ride that bike, specifically on pavement or bike lanes. Now, riding on dirt trails or off-road is a whole different situation. In those cases, you won't need insurance because the rules of the road do not apply. Now, there may be other rules and things like that or laws, please check, again, local jurisdictions or whichever park you're taking it to. There may be specific government laws mandating that land specifically.

But in California or anywhere that has a three electric bike classifications like we do, you do not need insurance. Now, with that said it could be something you're interested in getting. Now, you can insure anything. I'm sure you could insure your electric bike. If you're going to be riding super aggressive or you think something may happen, it might be something to look into or throw it onto your renter's policy or home insurance policy just to make sure you have a line item for the electric bike. I don't know if it would cover damage while riding if on your renters policy or your homeowner's policy, but it may cover it if it's stolen. So something to think about.

Sorry, I couldn't provide more specifics for every state out there, but it's definitely a complicated topic with the way electric bikes are regulated in different places. But I hope that helps a little bit. If you have any other comments or questions, please put them below. We're happy to answer them or reach out to us, or call us (310) 982-2877, and also if you're in the market for an electric bike, go to browse our selection on the top of the website. We've got a good selection for men and women, colors, different colors, and motor sizes.

Also, take our body fit quiz. Our proprietary algorithm will suit you to a bike perfect for your riding style and your body. And don't forget, we have a 365-day return policy. If you don't love your bike within 365 days, send it back, no questions asked, no money yet in your pocket. Lastly, download our app and be a part of the community. Fun leaderboard you can be a part of. We're giving away bikes, e-bikes, and accessories based on weekly winners and also participation. It's a lot of fun, so come join us. All right. So thanks for sticking around and don't forget. Your journey, your experience. Enjoy the ride.

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Do You Need Electric Bike Insurance | E-Bike Questions